Credit Information and Options

Need finance?

Finance your furniture needs at any one of our branches nationwide!

Choose your loan term over 6, 12, 18, 24, and 30 months:

Up to 30 months to pay

Credit Life and Product Insurances available

Please see insurance products descriptions below

How do I pay?

We'll send you a monthly statement indicating how much you owe and by what date you need to pay. You can pay in store, by debit order or via electronic banking.

What do I need to apply for a Lifestyle Loan?

If you are permanently employed, you will need:

Green bar-coded ID

Payslip (if not self-employed) or 3 months bank statements (if self-employed)

Proof of address

Proof of Insurance Documents

If self-employed, bring the following:

3 months personal bank statements

6 months business bank statements

Income tax certificate from accountant

CC registration number

Proof of Credit Life insurance in your name*

Insurance Products Description

Basic Life Policy

Insurance that covers you in case of death, disability, or retrenchment. If you die, or are permanently disabled or retrenched, your outstanding account will be settled. In case of temporary disability, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments.

Comprehensive Life Policy

Insurance that covers you in case of death, disability, or retrenchment. If you die, or are permanently disabled or retrenched, your outstanding account will be settled and cash will be paid back to you or your beneficiary. In case of temporary disability, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments. This policy offers you up to R50 000 funeral cover as well.

Basic Life Plus Policy

Insurance that covers you and your life partner in case of death, disability, or retrenchment. If you or your life partner die, or are permanently disabled or retrenched, your outstanding account will be settled. In case of temporary disability of you or your life partner, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments.

Comprehensive Life Plus Policy

Insurance that covers you and your life partner in case of death, disability, or retrenchment. If you or your life partner die, or are permanently disabled or retrenched, your outstanding account will be settled, and cash will be paid back to you or your beneficiary. In case of temporary disability of you or your life partner, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments. This policy offers you and your life partner up to R50 000 funeral cover as well.

Basic Goods and Cellular Phone Policy

Insurance that covers you in the event of accidental loss, damage or theft of the goods and/or Cellular Phone purchased on your account. Should any of the insured events occur your account in respect of the item lost, damaged or stolen will be settled.

Comprehensive Goods and Cellular Phone Policy

Insurance that covers you in the event of accidental loss, damage or theft of the goods and/or Cellular Phone purchased on your account. Should any of the insured events occur, we will replace the goods with the same or similar items