Credit Information and Options
Need finance?
Finance your furniture needs at any one of our branches nationwide!
Choose your loan term over 6, 12, 18, 24, and 30 months:
Up to 30 months to pay
Credit Life and Product Insurances available
Please see insurance products descriptions below
How do I pay?
We'll send you a monthly statement indicating how much you owe and by what date you need to pay. You can pay in store, by debit order or via electronic banking.
What do I need to apply for a Lifestyle Loan?
If you are permanently employed, you will need:
Green bar-coded ID
Payslip (if not self-employed) or 3 months bank statements (if self-employed)
Proof of address
Proof of Insurance Documents
If self-employed, bring the following:
3 months personal bank statements
6 months business bank statements
Income tax certificate from accountant
CC registration number
Proof of Credit Life insurance in your name*
Insurance Products Description
Basic Life Policy
Insurance that covers you in case of death, disability, or retrenchment. If you die, or are permanently disabled or retrenched, your outstanding account will be settled. In case of temporary disability, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments.
Comprehensive Life Policy
Insurance that covers you in case of death, disability, or retrenchment. If you die, or are permanently disabled or retrenched, your outstanding account will be settled and cash will be paid back to you or your beneficiary. In case of temporary disability, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments. This policy offers you up to R50 000 funeral cover as well.
Basic Life Plus Policy
Insurance that covers you and your life partner in case of death, disability, or retrenchment. If you or your life partner die, or are permanently disabled or retrenched, your outstanding account will be settled. In case of temporary disability of you or your life partner, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments.
Comprehensive Life Plus Policy
Insurance that covers you and your life partner in case of death, disability, or retrenchment. If you or your life partner die, or are permanently disabled or retrenched, your outstanding account will be settled, and cash will be paid back to you or your beneficiary. In case of temporary disability of you or your life partner, your monthly instalments will be paid for the duration of the temporary disability up to a maximum of 12 instalments. This policy offers you and your life partner up to R50 000 funeral cover as well.
Basic Goods and Cellular Phone Policy
Insurance that covers you in the event of accidental loss, damage or theft of the goods and/or Cellular Phone purchased on your account. Should any of the insured events occur your account in respect of the item lost, damaged or stolen will be settled.
Comprehensive Goods and Cellular Phone Policy
Insurance that covers you in the event of accidental loss, damage or theft of the goods and/or Cellular Phone purchased on your account. Should any of the insured events occur, we will replace the goods with the same or similar items